Beacon Credit Counseling - Onboarding Checklist
Welcome to your journey toward financial freedom! To ensure we design the most effective, personalized strategy for your unique situation,
please complete the following onboarding steps.
Step 1:
Secure Your Credit Files
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Pull Your Reports: Create an account on a secure credit monitoring platform (e.g., IdentityIQ, SmartCredit, or AnnualCreditReport.com) so we can securely access your latest 3-bureau credit files.
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Provide Portal Credentials: Safely upload your credit monitoring login details via your secure client onboarding portal.
Step 2:
Financial Snapshot Documentation
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Proof of Identity: Upload a legible copy of your valid Driver’s License or State ID.
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Proof of Address: Upload a utility bill, bank statement, or insurance policy from the last 30 days showing your name and current address.
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Income Verification: Upload your two most recent pay stubs, an alimony/child support decree, or your latest tax return if you are self-employed.
Step 3:
Debt & Expense Breakdown
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Gather Statements: Collect recent statements for any accounts in collections, active credit cards, student loans, or personal lines of credit.
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List Fixed Expenses: Note your critical monthly outlays (rent/mortgage, utilities, childcare, car payments) to help us build a sustainable, realistic budget.
Step 4:
Map Out Your Intentions
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Complete the Intake Questionnaire: Fill out our brief, 5-minute personal history questionnaire via the client portal. This helps us understand your unique timeline and immediate goals (e.g., buying a home, leaving a toxic financial situation, or building an emergency fund).
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Schedule Your Kickoff Call: Click the booking link inside your welcome email to lock in your initial 45-minute 1-on-1 strategy session with your dedicated counselor.